The InvestEU Fund has been set up to support policy objectives of the European Union through operations that contribute to:
i) strengthening competitiveness; 
ii) growth, employment and economic sustainability of the EU and its environmental and climate dimension;
iii) enhancing social resilience; 
iv) the promotion of scientific and technological advance, of culture, education and training; 
v) the integration of the Union capital markets and the strengthening of the Single Market; 
vi) promoting economic, social and territorial cohesion; and 
vii) the sustainable and inclusive recovery of the EU economy in the aftermath of the COVID-19 crisis.

Sustainable development, protection and improvement of the quality of the environment are core values of the EU, which has set targets to reduce GHG emissions and create a climate-resilient society by 2050. This policy is fully adapted to the unavoidable impacts of climate change.

NBG, following an agreement with the European Investment Fund (EIF), participates in the InvestEU – RRF GR Sustainability guarantee program providing financial support for sustainable enterprises and investments in the green transition of micro, small and medium-sized enterprises (SMEs) and Small Mid-Caps, covered by the EIF guarantee.

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• A company that meets one or more criteria to be classified as sustainable enterprise can receive the following forms of financing: (i) revolving working capital credit line (working capital loan); (ii) working capital of a more permanent nature with fixed term (lump sum working capital), through an amortization or bond loan; or (iii) loan for the purchase of tangible or intangible fixed assets, through an amortization or bond loan; 
• A company with an investment plan that fulfils the criteria of green investments may be financed for the purchase of tangible or intangible fixed assets, through amortization or bond loans.
• The maximum amount of financing for companies that meet one or more criteria to be classified as sustainable enterprises is set at €7.5 million and for companies implementing an investment plan that fulfils the criteria of green investments at €15 million. 
• The term of financing can be up to 12 years as of the date of signing the  financing agreement for investment loans and up to 6 years for revolving credit lines, with the option to be converted into a fixed term loan of up to 12 years in total. 
• Disbursement of a fixed term loan may be effected in a lump sum or in instalments within the grace period.
• Repayment can be arranged in 1-month, 3-month or 6-month equal and/or non-equal capital instalments, with a grace period of up to 24 months for long-term loans for the purchase of fixed assets, and up to 6 months for working capital loans of a more permanent nature. 
• Interest rate charged on the financing is floating, calculated on the basis of a reference rate: EURIBOR 1M, 3M or 6M (a zero rate shall apply in the event of a negative rate) plus interest margin and the levy applicable under Law 128/75 (currently 0.6%). The interest margin includes a guarantee fee of 0.20% on the guaranteed part of the financing.
• Interest is posted on 30/06 and 31/12 of each year. Specifically, with regard to bond loans interest may be posted on maturity of the interest rate.