Virtual Credit Card – Flexy

Make your purchases in a new way and pay in 4 installments, easily, quickly, and securely with your virtual card.

With the Flexy card, you can:

Make purchases over €50 and pay in 4 equal installments
Complete your online purchases securely
Participate in the Go For More rewards program
Make purchases in POS through digital wallets like Apple Pay, Google Pay, Xiaomi Pay & Garmin Pay.
Get real-time updates on all your transactions
Build your tax-free allowance

In brief:

Virtual credit card
Pay for purchases in 4 equal installments for amounts above €50
Secure online shopping
Go For More rewards program

Discover a New, Flexible Way to Pay

I Want a Flexy Card

I want to get in touch

Get Your Flexy Card Online in a Few Steps:

User Login

If you're a registered user of the Bank's Digital Banking services, start by logging in to your account. From the homepage, navigate to the "Cards" section. Select the credit card you wish to apply for and click "Get a new card".

Choose Credit Limit & Payment method

Next, specify the credit limit for the card you intend to apply for, the linked account, and the payment method for your card (direct debit, partial or full repayment).

Verify Your Details

You’ll then need to confirm your employment details, residential address, identity information, and tax records. This often involves uploading your most recent tax statement for verification.

Review and Accept Application

Review the details of your application. Once you’re satisfied, accept the terms and conditions, as well as the pre-contractual information provided for the product.

Enter OTP

To finalize your application, enter the One-Time Password (OTP) sent to your registered device.

Complete the Process

After completing the steps, you can print all the relevant documents for your records.

Confirm Acceptance

If your application is approved, confirm your acceptance of the terms of use and any additional agreements through another OTP verification.

Frequently Asked Questions:

Pre-contract and Contract Documents

Please read the following pre-contract and contract forms for more information about the Flexy card.

Pre-contract Information and Terms of Use

How can I get it?

You can easily and quickly acquire the Flexy card by submitting your application online through Internet Banking.

What interest rate will I be charged for the Flexy Card?

Your card will not incur any interest. Each installment transaction will be charged a commission fee based on the transaction amount.

What will be my credit limit?

The credit limit for the Flexy Card can range from €100 to €500.

Is the conversion of one-time payments to installments independent of the purchase amount?

Conversion to 4 installments is only for purchase amounts greater than €50.

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.