Amortization loan for Small Enterprises

Τhe product at a glance

Purpose of financing

Meet your business needs for the financing of your investment.

Loan amount

The amount depends on your needs and is finalized following review of your business’ investment plan and financial data.

Interest rate

The product is offered at a floating – 3M Euribor (a zero rate shall apply in the event of a negative rate), plus interest margin and the levy under Law 128/75 applicable from time to time.

Duration of financing

Up to 10 years (up to 20 years as the case may be).

Repayment method

Monthly amortization instalments.

Grace period

Up to 18 months During the grace period interest shall be paid.

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NBG's digital transformation always takes mature and stable steps. This way it becomes a catalyst for us, aiding our operations.

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Managing Director at All Web Solution SA

Detailed information

How do you benefit from the financing product?

Your company can benefit from:

Fixed maturity payments of instalments towards principal and interest that provide you with improved/ proper financial planning and management
Easier understanding of the repayment method because the structure is similar to the retail loans (housing loans, consumer loans, etc).

What collateral is required to get financing?

The usual personal and real collateral (guarantees of individuals, deposit pledge, etc).

Are partial disbursements an option?

Disbursements can be one-off or partial.

As regards partial financing of fixed assets, disbursements can be carried out within the grace period.

Loan in 3 steps

Step 1: Apply through an NBG branch

You can visit one of our branches to find out about the financing you want, provide the required supporting documents and submit your application.

Step 2: We assess your financing application.

Following review of your supporting documents and application, we assess the purpose of the financing and your business’ credit standing.

Step 3: Your loan is disbursed

Following approval of your application, your NBG branch will contact you and forward to you the relevant financing agreement for signing via NBG Internet Banking. Alternatively, you can visit your NBG Branch to sign said agreement. Then, the amount approved can be disbursed one-off or partially, depending on the financing terms.